Group Life Insurance / Long-Term Care
- Sometimes the amount of group life insurance coverage offered through an employer doesn’t quite cover the total financial impact to an employee’s family if they pass away before retirement. Furthermore, industry data shows that humans are likely to experience a long-term care (LTC) event before passing away. Both of these scenarios present risk to the employee and his or her family as premature death or an LTC event can derail retirement plans and disrupt family operations.
For many individuals, purchasing additional life insurance let alone LTC coverage to offset these risks seems unaffordable, but thanks to innovation in the marketplace there’s now a product specifically designed to solve this problem. The product allows employees to purchase additional life insurance coverage and maintain a lifetime death benefit guarantee at a fraction of what a permanent life insurance policy costs. The death benefit can also be used in advance to help pay for long term care expenses should they occur and the policy is portable if maintained by the employee.
Employee Benefits
Expert design for essential group benefits like medical, dental, vision, life, and disability
Enhanced Benefits
Turbo-charge your benefits beyond the status quo to attract and retain top talent
Employee Engagement
Enhance and maintain employee engagement with full-cycle support
Employee Advocacy
Concierge services and technology to help your employees quickly and effectively manage health & benefits
Employee Benefits
Expert design for essential group benefits like medical, dental, vision, life, and disability
Enhanced Benefits
Turbo-charge your benefits beyond the status quo to attract and retain top talent
Employee Engagement
Enhance and maintain employee engagement with full-cycle support
Employee Advocacy
Concierge services and technology to help your employees quickly and effectively manage health & benefits